Buyer Guides
Taxes & Buying Costs
The taxes and fees to budget for when buying a new-build home in Andalusia.
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New-build properties
New-build homes bought from a developer are subject to VAT (IVA) – 10% on residential property – plus stamp duty (AJD) set by the Andalusian government. Confirm current rates with your lawyer before purchase.
Resale properties
Resale homes pay transfer tax (ITP) instead of VAT.
Other costs
- Notary and land registry fees
- Legal fees
- Mortgage arrangement costs, if applicable
- Valuation and bank fees
Related guides
Buyer Guides
Buying Off-Plan Property
How reservations, private purchase contracts, stage payments and bank guarantees work when buying off-plan.
Buyer Guides
Buying as a Non-Resident
NIE, bank account, mortgages and taxes for buyers who live outside Spain.
Buyer Guides
Buying Through a Company
When buying through a company may or may not make sense – and why to take tax advice first.